REASON 1...
You're immediately protected from all your unsecured creditors (including credit cards, loans, overdrafts, etc): One of the questions we're often asked is: "How can you protect me when I still owe my creditors money?”
It's easy. We have two
secret weapons in our armoury – ‘
The Affordable Debt Repayment Programme' and a legal authorisation to act as your debt advisor
. As soon as we contact your creditors we let them understand your situation and that we are working with you to resolve it using our ‘Affordable Debt Repayment Programme'.
They know that the programme guarantees that they only receive part of the debt. But they also know when they do the numbers, that part of something from all of the people that use the Debt LifeLine System™ is a hell of lot better than getting a lot of nothing.
Also because of our professional status they know they can't persuade us or pressure us into paying back debt you can't afford. They know they're dealing with professionals who won't be pushed around. Immediately the boot's on the other foot.
This truly superb way of dealing with your debt ensures your situation will be under control in
less than a few weeks.
Here's a breakdown of the key steps within the Debt LifeLine System™'...
- Phase 1 – Contact your creditors
- Phase 2 – Inform them of your situation
- Phase 3 – Agree for all debt demands to stop
- Phase 4 – Stop all interest and penalty charges
- Phase 5 – Arrange an affordable amount to repay
- Phase 6 – Schedule your ‘Affordable Debt Repayment Programme'
- Phase 7 – Negotiate your ‘Debt Write-Off Allowance'
- Phase 8 – Agree the date from which you will be debt free
We'll discuss each phase with you when we speak on the phone. And don't forget we do 99% of the work - almost full-time (see below), that's how we know this is
NOT an unrealistic time-frame!
REASON 2...
None of your assets such as your house will be taken from you:
The Debt LifeLine System™ is a fail safe way of protecting you from bailiffs and courts initiating proceedings which lead to you losing things you own.
As soon as you become a client we immediately contact all of your creditors and let them know that ‘'Debt LifeLine' is handling your situation and that we are using the Debt LifeLine System™ to manage your affairs.
From that moment on, any and all correspondence is handled efficiently without you needing to open one letter or answer one phone call.
This means that nothing ever gets past us. That's right nothing. We know the law and we can't and won't be bamboozled into decisions that jeoperdise your asset base.
We work with you as your guardian angel building your financial strength by protecting you from people who couldn't care less about you and your family.
We're in for the
long haul taking away all the potential problems you could encounter trying to clear up your debt affairs on your own. In effect
you're using our huge expertise to leverage your freedom from debt.
REASON 3...
No Up-Front Cost / Risk Free Approach: One of the most amazing and revolutionary things about the Debt LifeLine System™ is the way it pays for itself.
When we came into this business over 10 years ago, people in debt were being charged upfront fees for the services they were receiving – no matter how bad their financial situation had become!
So we went to the lenders and negotiated a payment system where we arranged to be paid by them and not you. This has a huge benefit …
- You'll never be charged a penny no matter how much work we do for you, no matter how many letters or phone calls we deal with on your behalf.
REASON 4...
We Don't Get Paid Unless It's Affordable : As I said earlier the way we get paid ensures you get our total commitment. You see for us to make a living we must get your creditors to agree to a payment schedule
you can definitely afford (this always works out to be something you're more than comfortable with than they are). The reason for this is simple – we don't get paid by your creditors if you're not able to keep up the repayment schedule we set up.
REASON 5...
No Hourly Or Daily Rate Fees: As I've already said, we're not like conventional consultants. We don't charge by the hour, or by the day.
Every second of every day that we put into your situation has one goal - to make you debt free in the shortest possible time. It's in our interest to get things setup for you as soon as possible, so you
get your life back to where it should be – enjoyable and stress free.
REASON 6...
All interest on your debts will be frozen : Because 100% of our fee is gained only through the success of you repaying what you can afford, we have a massive desire to make it as easy as possible to do so .
One of the things that stops people in debt being successful in repaying what they owe is escalating penalties, charges and ridiculous interest rates.
The Debt LifeLine System™ has put a stop to this for the clients it serves. As soon as we contact your creditors they immediately know who they're dealing with and they know that adding ‘money for nothing' to your debt when Debt LifeLine is involved is not one of them. This
amazing benefit ensures you've got every chance of getting out of debt and starting a fresh – it's as simple as that!
REASON 7...
Your creditors will have to stop chasing you : Working in partnership with us means that your creditors have to stop chasing you. The reason is that we are a professional body that operates in a highly regulated market.
That means there are rules and they have to be followed by everyone – including your creditors. And the key rule that is mutually understood by your creditors is that once we are acting on your behalf using the Debt LifeLine System™, they have to deal with us if they want to see a penny of the money you owe them.
REASON 8...
All of your unsecured creditors will be legally obliged to write off debt that you cannot afford to repay : When we set your payment schedule up using the Debt LifeLine System™ there is a bonus that many people find hard to (or don't) believe when we first explain it to them. We call it the
‘ Debt Write-Off Allowance'
But the fact of the matter is that it's true! What we've done, as part of the Debt LifeLine System™, is agree with your creditors that as long as you keep to the payment schedule set out by us with them, at the end of it the outstanding monies owed will be written off!
Now we can't make promises on how large your ‘Debt Write-Off Allowance' will be because it varies with each individual case. But when we tell you the full details – you'll be staggered how much the Debt LifeLine System™ can actually write off!
REASON 9...
All the creditors who don't want to help will be forced to do so : Here's another great reason why we named it the Debt LifeLine System™. Quite simply if we follow the system through it forces creditors that don't want to help into a corner where they have no choice but to co-operate.
How is this possible you ask? By following the system we ensure that the creditors who you owe at least 75% of the money to, agree to the proposal produced via the Debt LifeLine System™ first.
From that point it doesn't matter what any other creditor says or tries to do. They have to play ball – it's the law!
Because we understand this key piece of knowledge we have an amazing success rate of getting people back on their feet in timescales you wouldn't believe!
REASON 10...
We Do 99% Of The Work: This is perhaps one of the things that you'll quickly grow to love us for. Because we work for and with you, we do 99% of the work. All you have to do is sit back and let us do all of the key negotiations for you. It makes sense since we're the experts not you (with respect). Therefore you gain in two ways...
